Don’t confuse a loan preapproval with a loan prequalification!

Sunday, August 10th, 2008 Posted in Buyers, Information, mortgages | No Comments »

Don't confuse pre-qualification with pre-approval. If a lender pre-qualifies you for a loan, the lender is saying that based on the information you provided, you will probably be approved for ... Read more..

Financing your home in Andover and North Andover MA

Friday, August 8th, 2008 Posted in Andover, Buyers, North Andover Community | No Comments »

  Having "cash in hand" means having the cash sitting in your bank account, but you can have the equivalent of "cash in hand" by lining up your financing in advance. ... Read more..

Buying a home with Paulette Zuena

Wednesday, July 30th, 2008 Posted in Andover, Buyers, North Andover Community | No Comments »

In searching for your new home in Andover, North Andover or in neighboring communities I will assist you every step of the way...    Together we will develop a customized search specifically tailored ... Read more..

Buying your first home in Massachusetts

Monday, July 28th, 2008 Posted in Andover, Buyers, Information, North Andover Community, Uncategorized | No Comments »

Without a doubt we are living in an extraordinary  information age. Media reports, statistics, advertising and market data are all truly at our fingertips.  The key is understanding how all of the market ... Read more..

First time homebuyers

Friday, July 25th, 2008 Posted in Andover, Andover Community News, Buyers, Information, North Andover Community | No Comments »

What exactly is a "buyer's market?"  According to the National Association of Realtors, a "buyer's market" occurs when there is more than a 6 month inventory of homes for sale in ... Read more..

Has the Andover and North Andover housing market reached the “bottom?”

Friday, July 18th, 2008 Posted in Andover, Information, North Andover Community | No Comments »

"Has the housing market reached the bottom or will prices keep falling?"  I get asked this question several times a day and while it seems like a logical question to ... Read more..

Summer in Andover and North Andover

Monday, July 14th, 2008 Posted in Uncategorized | No Comments »

I just returned from a few days off and once again was reminded of the amenities and lifestyle we enjoy here in New England.  After considering many possible trips and tourist ... Read more..

Making sense of the market data and media reports

Saturday, June 28th, 2008 Posted in Andover, Investing in Real Estate, North Andover Community, Uncategorized | No Comments »

The news reports certainly paint a discouraging picture of the housing market.  Even if we're not currently considering a move, for many of us our homes are our single most valuable asset.   I believe that is one reason ... Read more..

Tips for selling your home in Andover

Wednesday, June 11th, 2008 Posted in Sellers | No Comments »

Clean out, organize closets. Get sorting—organize your piles into “don’t need,” “haven’t worn,” and “keep.” Closets must be only half-full so buyers can visualize fitting their belongings. Update window treatments. ... Read more..